Why Travel Insurance Isn’t Optional Anymore

When Things Go Wrong (and They Do)

If you’ve seen the recent chaos with mass flight cancellations, delays, and stranded travelers, you already know — travel plans can unravel in minutes. What most people don’t realize is how quickly those disruptions can turn into major out-of-pocket expenses.

That’s where travel insurance steps in — not as an upsell, but as an essential layer of protection that saves you money, time, and stress when the unexpected happens.

What Travel Insurance Actually Covers

Policies vary, but most comprehensive plans cover:

• Trip Cancellations or Interruptions: If weather, illness, or airline issues derail your plans.

• Flight Delays or Missed Connections: Reimbursement for meals, hotels, or rebooking fees when you’re stuck.

• Lost or Delayed Luggage: Coverage for essentials or full replacement if your bags go missing.

• Medical Emergencies: Vital if you’re traveling abroad — even minor care can be shockingly expensive without it.

• Emergency Evacuation or Repatriation: If you get seriously ill or injured and need to get home safely.

Why It’s a Smart Investment

Travel insurance usually costs about 5–10% of your total trip, but can save you thousands if something goes wrong. It’s not about expecting the worst — it’s about protecting your investment so one flight delay doesn’t turn into a financial or emotional nightmare.

Real Talk: What I Tell My Clients

As a travel advisor, I’ve seen too many “it won’t happen to me” situations turn into expensive lessons. I never want my clients — or anyone — to be stuck without options.

That’s why I always recommend adding travel protection when booking. It’s the one line item you hope you never use… but are so thankful to have when you do.

The Bottom Line

Travel should be joyful, not stressful. With the unpredictability of today’s travel climate — staffing shortages, weather systems, and mechanical delays — travel insurance isn’t just smart, it’s essential.

Whether you’re planning a quick weekend getaway or a bucket-list adventure, make sure your plans (and your peace of mind) are protected.

If you’re planning travel in 2025, let’s talk about the right protection for your trip.

Contact Sunbird Travel & Events to book with confidence — and travel with peace of mind.